多选题 : 按《跟单信用证统一惯例》的规定，信用证()。
（A）未规定是否保兑，即为不保兑信用证
（B）未规定可否转让，即为不可转让信用证
（C）未规定是否保兑，即为保兑信用证
（D）未规定可否转让，即为可转让信用证
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